IMPORTANT: This information is general financial product advice only and you should consider the relevant Product Disclosure Statement (PDS), Financial Services Guide (FSG), Target Market Determination (TMD) or seek professional advice before making any investment decision. The PDS for financial products offered through InvestSMART can be downloaded from this website or obtained by contacting 1300 880 160.
* InvestSMART’s capped management fees (capped at $550 p.a.) do not include indirect cost ratio charged by ETF providers nor brokerage. Indirect Costs are estimated to be between 0.09% - 0.30% p.a. depending on the portfolio. For more information about fees and costs, please see the Product Disclosure Statement and Investment Menu.
# Performance figures are after management and admin fees excl. brokerage and assuming dividends re-invested and no withdrawals. Performance figures for periods greater than one year are annualised and presented as "per annum" values. The peer comparison figures have been sourced from Morningstar data and is therefore limited to the funds and investment products included in their database. This may not include all funds available for retail investment in Australia. The peer calculation is inclusive of admin and management fees; excludes brokerage and no withdrawals have been made. InvestSMART cannot determine whether or not franking has been included, nor if dividends have been reinvested. Historical performance is not a reliable indicator of future performance.
^ Only funds and investment products included in the Morningstar Australia database are available for fee and performance comparison. This may not include all funds available for retail investment in Australia. Only funds with > three year returns were included in any fee comparison, and were compared to Morningstar’s nominated benchmark. Fees are calculated by Morningstar as the average over 10 years. Whilst every care has been taken in producing these numbers, InvestSMART does not guarantee the accuracy of the figures produced in the table. Fee data may not include all costs being charged such as platform and adviser fees. For the effect of fees on your cumulative returns, please see our report How Fees Can Destroy Your Wealth.
^^ The performance figures for the Intelligent Investor Income and Growth Model Portfolios are since inception on 1 August 2001 using theoretical buys and sells without brokerage and management fees until 1 July 2015. After the 1 July 2015 performance figures (after fees and brokerage) were recorded from the Separately Managed Accounts that mirrored these models. After 18 June 2019 performance figures (after fees and brokerage) have been recorded from the Australian Equity Income ETF (ASX: INIF) which mirrors the Income Model and after 5 October 2020 performance figures (after fees and brokerage) have been recorded from the Australian Equity Growth ETF (ASX: IIGF) which mirrors the Growth Model. Past performance may not be a reliable indicator of future performance.
Copyright © 1999-2024 InvestSMART Financial Services Pty Ltd. All rights reserved | Australian Financial Services Licensee: AFSL # 226435 | ABN 70 089 038 531 | Financial Services Guide
FAQs
Each portfolio requires a $10,000 minimum balance, so $5,000 would be withdrawn from the InvestSMART Conservative Portfolio and $1,000 from the InvestSMART Interest Income Portfolio. This does not include a Fundlater account, where the minimum investment amount provided by the investor is $4,000.
How do I start investing smart? ›
Tips for Smart Investing
- Don't Delay Current Section,
- Asset Allocation.
- Diversify Your Portfolio.
- Rebalance Periodically.
- Keep an Eye on Fees.
- Consider Tax-Loss Harvesting.
- Simplify Your Investing.
- Key Takeaways.
A client will open an InvestSMART PMA and can then choose between the various InvestSMART Diversified Portfolios. An account can hold one or more models but can only hold one diversified portfolio. The management fee is charged at the account level, not per portfolio.
Is invest smart free? ›
Australia's best free Portfolio Manager. A simple way to all your track your dividends and holdings in one easy place.
How should a beginner start investing? ›
Let's break it all down—no nonsense.
- Step 1: Figure out what you're investing for. ...
- Step 2: Choose an account type. ...
- Step 3: Open the account and put money in it. ...
- Step 4: Pick investments. ...
- Step 5: Buy the investments. ...
- Step 6: Relax (but also keep tabs on your investments)
7 easy ways to start investing with little money
- Workplace retirement account. If your investing goal is retirement, you can take part in an employer-sponsored retirement plan. ...
- IRA retirement account. ...
- Purchase fractional shares of stock. ...
- Index funds and ETFs. ...
- Savings bonds. ...
- Certificate of Deposit (CD)
A stock portfolio focused on dividends can generate $1,000 per month or more in perpetual passive income, Mircea Iosif wrote on Medium. “For example, at a 4% dividend yield, you would need a portfolio worth $300,000.
How to turn $100 into $1,000 investing? ›
10 best ways to turn $100 into $1,000
- Opening a high-yield savings account. ...
- Investing in stocks, bonds, crypto, and real estate. ...
- Online selling. ...
- Blogging or vlogging. ...
- Opening a Roth IRA. ...
- Freelancing and other side hustles. ...
- Affiliate marketing and promotion. ...
- Online teaching.
Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.
Is The Intelligent Investor worth it? ›
The Intelligent Investor (1949) is a must-read for anyone looking to build wealth through smart investing. Here's why this book stands out: It provides a solid foundation in value investing principles, helping readers make informed decisions.
How to withdraw funds from Intelligent Portfolios
- Navigate to the 'Intelligent Portfolios' Section.
- Select the specific portfolio from which you would like to withdraw funds.
- Click the "Withdraw" button.
- Choose whether you would like to withdraw funds in EUR or in BTC, USDT, or ETH. ...
- Press "Confirm".
Smart Investor is our online direct investing service designed to help you make your own investment decisions, so you can achieve your financial goals. Whether you want to generate income or grow your savings, you'll find an investment account and a wide range of investment opportunities to suit your needs.
How much does Investsmart cost? ›
The fees start at just $55 p.a. and are capped at $550 p.a. for any investments over $100,000*. 0.55% p.a. 0.09% - 0.30% p.a. Our portfolios use Exchange Traded Funds (ETFs) and these fees are charged by third party ETF providers.
What is the safest app to invest money? ›
Summary: Best Investing Apps
| Company | Forbes Advisor Rating | Best For |
|---|
| Betterment | 4.8 | Best Robo-advisor Investment App |
| TD Ameritrade's thinkorswim | 4.4 | Best Investment App for Experienced Investors |
| Fidelity Mobile | 4.3 | Best Investment App for Average Investors |
| E*TRADE from Morgan Stanley | 3.6 | Best Investment App For Beginners |
1 more rowJun 4, 2024
The Six Principles of Smart Investing
- Know yourself. We all have different investing goals and different time frames for achieving them. ...
- Get an early start. ...
- Invest regularly. ...
- Build a diversified portfolio. ...
- Monitor your portfolio. ...
- Align your investments with your time horizons.
Minimum investment amounts can vary based on the mutual fund in question and can stretch anywhere from $1.00 all the way to $1 million or more. Hedge fund minimum investments can be even larger, as can some LPs and unit investment trusts.
Is there a minimum you can invest? ›
You can invest as much as you want in a General Account. Please note, that while our clients are welcome to have any amount of funds in their DIY portfolios, we highly recommend investing a minimum of £100. By doing so, you can avoid potential rounding issues that may arise due to trades and holdings below £1.
What is the minimum investment for a fund? ›
Calculate your investing budget
Many mutual fund minimums range from $500 to $3,000, though some are in the $100 range and there are a few that have a $0 minimum. So if you choose a fund with a $100 minimum, and you invest that amount, afterward you may be able to opt to contribute as much or as little as you want.
What is the minimum initial investment? ›
The minimum initial investment is the smallest amount of money a fund will accept to start a new account.
